Legal Disclaimers

All APR ranges, factor rates, term lengths, and funding amounts displayed on this website are estimates and ranges based on our lender network's typical offerings. Your actual rate, term, and funding amount will be determined by the specific lender based on:

• Personal and business credit scores
• Business revenue, profitability, and financial health
• Time in business and industry risk profile
• Collateral availability (for secured products)
• Lender-specific underwriting criteria

Pre-qualification is NOT a commitment to lend and does NOT guarantee approval, specific rates, or specific funding amounts.

In compliance with the FTC Endorsement Guides (16 CFR Part 255):

• Testimonials and case studies represent individual business experiences and are not guarantees of results
• Statistics such as “$500M+ funded” and “12,000+ businesses” are based on historical aggregate data
• Funding amounts, approval times, and rates achieved by other businesses are not predictive of your outcome
• Some business names or identifying details may be modified for privacy

Information provided by TrustScore Business Funding is for informational and brokerage purposes only and does not constitute:

• Financial advice. Consult a certified financial advisor for business financial planning
• Legal advice. Consult a licensed attorney for legal questions about loan agreements
• Tax advice. Consult a CPA or enrolled agent for tax implications of business financing
• Accounting advice. Consult a licensed accountant for bookkeeping and reporting

TrustScore, LLC complies with all applicable laws and regulations, including:

• Truth in Lending Act (TILA): All consumer-applicable APR and fee disclosures are provided by lending partners
• Equal Credit Opportunity Act (ECOA): We do not discriminate based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or good-faith exercise of rights under the Consumer Credit Protection Act
• Bank Secrecy Act (BSA) / AML: We conduct appropriate due diligence and identity verification
• California SB 1235: Commercial financing disclosures for California businesses
• New York CFDL: Commercial Finance Disclosure Law compliance
• Virginia CFDA: Commercial Financing Disclosure Act compliance
• Utah CFRA: Commercial Financing Registration Act compliance
• PCI-DSS: Payment Card Industry Data Security Standard for all merchant processing

SBA loans referenced on this website are government-backed loans issued by SBA-approved lending partners. TrustScore is not an SBA-approved lender. We facilitate introductions to SBA lenders. SBA loans are subject to SBA eligibility requirements, SBA underwriting guidelines, and the lending partner's additional requirements. SBA guarantee fees, closing costs, and other charges apply and are disclosed by the lender.

Merchant processing services are provided through registered Independent Sales Organization (ISO) and Member Service Provider (MSP) partnerships. Processing rates shown are representative and may vary based on industry, transaction type (card-present vs. card-not-present), average ticket size, and monthly volume. All merchant accounts are subject to underwriting approval by the acquiring bank.