Every Great Business Starts Somewhere — Let's Fund Your Somewhere
Getting capital as a new business is hard. Banks say no. Traditional lenders want 2+ years of history. TrustScore specializes in creative funding solutions for startups, new businesses, and early-stage entrepreneurs.
Startup Funding Solutions
We don't believe in one-size-fits-all. Your funding strategy is built around your specific business stage, credit profile, and growth goals.
SBA Microloans
Government-backed microloans for startups. Comes with free technical assistance and business mentorship. Lower credit requirements than traditional SBA.
Best for: Businesses under 2 years, need mentorship + capital
0% Intro APR Business Credit
We help you build a business credit portfolio using 0% intro APR business credit cards. 12-21 months of interest-free capital.
Best for: Good personal credit (680+), need flexible capital
Revenue-Based Financing
If you've got revenue coming in, even as a new business, we can advance capital based on your sales. 4+ months in business.
Best for: Revenue-generating startups needing quick capital
Equipment Leasing for Startups
Lease essential equipment with little to no upfront cost. Build business credit from day one. Equipment serves as its own collateral.
Best for: Startups needing specific equipment to operate
Business Credit Building Program
Strategic credit building program that establishes vendor credit, business credit cards, and credit lines to create a fundable business profile.
Best for: Pre-revenue startups building for future funding
Grant & Alternative Funding Guidance
We identify federal, state, and private grant opportunities relevant to your business. Plus guidance on crowdfunding, angel investors, and other alternative sources.
Best for: Businesses seeking non-debt capital options
Your Startup Funding Journey with TrustScore
Discovery Call
Free 30-minute consultation to understand your business, timeline, credit profile, and capital needs.
Funding Roadmap
We create a personalized funding strategy — which programs to pursue, in what order, and expected timelines.
Credit Optimization
If needed, we help optimize your personal and business credit profiles before applying to maximize approval odds.
Application & Funding
We prepare and submit your applications, negotiate terms, and guide you through closing to get funded.
What Do Startups Need to Qualify?
What Helps Your Application
- Personal credit score 650+ (some programs lower)
- Registered business entity (LLC, Corp, etc.)
- Business bank account opened
- Clear business plan or revenue model
- Some revenue or signed contracts
- Industry experience relevant to your business
- Owner equity injection (even small amounts)
- EIN and state business registration
Common Misconceptions
- "I need perfect credit" — Many programs accept 550+
- "I need years of business history" — Some programs require only 4 months
- "I need collateral" — Several options require zero collateral
- "Banks are my only option" — Alternative lenders serve startups specifically
- "I can't get funded without revenue" — Credit-building and microloans don't require it
- "The process takes months" — Some options fund in 3-7 days
Startup Funding FAQ
Can I get business funding with no revenue?
Yes. SBA Microloans, business credit building programs, and 0% intro APR credit strategies don't require existing revenue. Equipment leasing uses the equipment as collateral regardless of revenue history.
What's the minimum credit score for startup funding?
It depends on the product. SBA Microloans: 575+. Revenue-based financing: 550+. Business credit cards: 680+. Equipment leasing: 600+. We assess your full profile and match you with the right program.
How much can a startup realistically get?
Depends on your stage: Pre-revenue startups can access $5K–$50K through microloans and credit. Revenue-generating startups (4+ months) can access $5K–$500K through multiple channels. Our credit-building program can help you build toward $250K+ over 6-18 months.
Do I need a formal business plan?
For SBA loans, yes — a business plan is required. For revenue-based financing, credit building, and equipment leasing, a formal business plan is not required but a clear understanding of your business model is important.
What if I've already been rejected by a bank?
That's extremely common for startups — and exactly why TrustScore exists. We specialize in finding funding pathways that traditional banks can't or won't provide. A bank rejection does not mean you can't get funded.
Ready to Fund Your Vision?
Free startup consultation. No obligation. Let's find the right funding path for your business.
Get StartedAll funding is subject to credit approval and program eligibility. Rates, amounts, and timelines are estimates and may vary. SBA programs are subject to SBA guidelines. Business credit building results vary by individual credit profile. TrustScore is not a direct lender; we connect businesses with our lending network. TrustScore, LLC, 1342 NM 333, Tijeras, NM 87059.