Get the Equipment Your Business Needs — Without the Upfront Cost
Finance up to $5,000,000 in business equipment with rates starting at 4.99% APR. From heavy machinery to technology, we fund the tools that grow your business.
Quick Qualification Check
Equipment We Finance
We finance virtually any type of revenue-generating business equipment across all industries. If it helps your business make money, we can finance it.
Heavy Machinery & Vehicles
Construction equipment, delivery trucks, fleet vehicles, forklifts, cranes
Examples: CAT excavators, Ford Transit fleets, John Deere loaders
Technology & IT Equipment
Servers, workstations, networking gear, POS systems, security systems
Examples: Dell PowerEdge servers, Cisco switches, surveillance systems
Manufacturing Equipment
CNC machines, injection molders, assembly lines, packaging equipment
Examples: Haas CNC mills, industrial 3D printers, conveyor systems
Restaurant & Food Service
Commercial ovens, walk-in coolers, food prep stations, beverage systems
Examples: Rational combi ovens, True refrigeration, espresso machines
Medical & Dental Equipment
Imaging systems, dental chairs, lab equipment, patient monitoring
Examples: Digital X-ray systems, sterilization units, ultrasound machines
Specialty & Custom Equipment
Salon equipment, fitness machines, agricultural tools, printing presses
Examples: Commercial laundry, gym equipment packages, offset presses
Why Finance Equipment with TrustScore?
100% Equipment Financing
Finance the full cost of equipment with zero down payment required. Preserve your cash reserves for operations and growth.
Tax Advantages (Section 179)
Deduct the full purchase price of qualifying equipment in the year of purchase under IRS Section 179 — up to $1,160,000 for 2024.
Fixed Monthly Payments
Lock in predictable monthly payments that make budgeting simple. No variable rates, no surprises.
Ownership at Term End
Unlike leasing, you own the equipment outright at the end of your financing term. Build real asset value.
Fast Approval Process
Get pre-approved in as little as 24 hours. Funding in 3–5 business days so you never miss a deal on equipment.
New & Used Equipment
Finance both new and pre-owned equipment. We work with any vendor or private seller nationwide.
How Equipment Financing Works
Apply Online
Complete our 5-minute application. No hard credit pull for pre-qualification.
Get Approved
Receive multiple offers within 24 hours. Compare rates, terms, and structures.
Choose Your Equipment
Select any equipment from any vendor. New or used, dealer or private sale.
Get Funded
We pay the vendor directly. You receive your equipment in 3–5 business days.
Equipment Financing FAQ
What types of equipment can I finance?
Virtually any revenue-generating business equipment including machinery, vehicles, technology, medical equipment, restaurant equipment, and more. If it helps your business operate or grow, we can likely finance it.
Do I need a down payment?
No. We offer 100% financing on most equipment. Some applications with lower credit scores may benefit from a 10-20% down payment to secure better rates.
How does Section 179 tax deduction work?
Section 179 allows you to deduct the full purchase price of qualifying equipment (up to $1,160,000) in the tax year it was placed in service. This can significantly reduce your tax liability. Consult your tax advisor for specifics.
Can I finance used equipment?
Yes. We finance both new and used equipment. Used equipment must be in good working condition and have remaining useful life exceeding the loan term.
What credit score do I need?
We work with credit scores as low as 575. Businesses with scores above 650 typically qualify for our best rates starting at 4.99% APR.
How quickly can I get funded?
Pre-approval in as little as 24 hours. Full funding typically takes 3-5 business days after documentation is complete and the vendor is confirmed.
Ready to Equip Your Business for Growth?
Get pre-approved in minutes. No obligation, no hard credit pull.
All equipment financing is subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, equipment type, and business financials. Rates starting at 4.99% APR are for the most qualified applicants. Section 179 tax benefits are subject to IRS guidelines and may not apply to all purchases — consult your tax advisor. TrustScore Business Funding is a division of TrustScore, LLC, 1342 NM 333, Tijeras, NM 87059. TrustScore is not a bank or direct lender; we connect businesses with our network of lending partners.